Whip the cream cheese and sweetened condensed milk together until smooth.
Whip in the remaining ingredients together and pour into popsicle molds. Smooth out the top and allow the filling to set in the freezer for a couple of hours.
Remove frozen popsicles from the mold and place on a parchment paper lined cookie sheet.
In a double broiler, heat the chocolate and coconut oil together.
Dip the popsicle in the melted chocolate and place on the parchment paper. Sprinkle crushed graham crackers on top, re-freeze and enjoy.